{"id":3628,"date":"2024-10-30T11:27:41","date_gmt":"2024-10-30T11:27:41","guid":{"rendered":"http:\/\/journal.ziu-university.net\/?p=3628"},"modified":"2024-10-30T11:27:43","modified_gmt":"2024-10-30T11:27:43","slug":"%d8%a7%d9%84%d9%88%d8%af%d8%a7%d8%a6%d8%b9-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d8%a7%d9%84%d8%a5%d8%b3%d9%84%d8%a7%d9%85%d9%8a%d8%a9","status":"publish","type":"post","link":"https:\/\/journal.ziu.edu.sy\/?p=3628","title":{"rendered":"\u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a (\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629)\u00a0"},"content":{"rendered":"\n

\u0627\u0644\u0645\u0644\u062e\u0635<\/strong>:<\/p>\n\n\n\n

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\u064a\u062c\u0648\u0632 \u0628\u0627\u0644\u0627\u062a\u0641\u0627\u0642 \u0623\u0646 \u064a\u0623\u062e\u0630 \u0627\u0644\u0628\u0646\u0643 \u0623\u062c\u0631\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0627\u0644\u0639\u064a\u0646\u064a\u0629\u060c \u0648\u0623\u0645\u0627 \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0641\u0625\u0646\u0647\u0627 \u062a\u0646\u062f\u0631\u062c \u062a\u062d\u062a \u0623\u062d\u062f \u0646\u0648\u0639\u064a\u0646 \u0625\u0645\u0627 \u062d\u0633\u0627\u0628\u0627\u062a \u062c\u0627\u0631\u064a\u0629 \u0648\u0625\u0645\u0627 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629.<\/p>\n\n\n\n

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\u0648\u0623\u0645\u0627 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0647\u064a \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062a\u064a \u064a\u0634\u0627\u0631\u0643 \u0628\u0647\u0627 \u0623\u0635\u062d\u0627\u0628\u0647\u0627 \u0627\u0644\u0645\u0635\u0631\u0641 \u0641\u064a \u0639\u0645\u0644 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0644\u064a\u0634\u0627\u0631\u0643\u0648\u0627 \u0641\u064a \u0627\u0644\u0631\u0628\u062d \u0625\u0630\u0627 \u062a\u062d\u0642\u0642 \u0648\u064a\u062a\u062d\u0645\u0644\u0648\u0627 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u062d\u0627\u0644 \u0648\u0642\u0648\u0639\u0647\u0627. \u0648\u062a\u0643\u064a\u0641 \u0647\u0630\u0647 \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0634\u0631\u0643\u0629 \u0645\u0636\u0627\u0631\u0628\u0629\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0623\u062e\u0630 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062a\u064a \u0630\u0643\u0631\u062a \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0629.<\/p>\n\n\n\n

\u0627\u0644\u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0641\u062a\u0627\u062d\u064a\u0629: \u0648\u062f\u0627\u0626\u0639 \u0645\u0635\u0631\u0641\u064a\u0629<\/strong>–<\/em><\/strong>\u062d\u0633\u0627\u0628\u0627\u062a \u062c\u0627\u0631\u064a\u0629<\/strong>–<\/em><\/strong>\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 -\u0645\u0636\u0627\u0631\u0628\u0629<\/strong><\/p>\n\n\n\n

Abstract<\/strong>:<\/p>\n\n\n\n

Bank deposits are considered one of the most important financial resources for Islamic banks. These deposits vary and their provisions differ according to the conditions agreed upon between the bank and the customer. The concept of a deposit in banks is broader than the concept of a deposit in jurists. In jurists, a deposit is limited to what was intended to be placed with others for safekeeping only, while in banks it includes what was intended to be placed for safekeeping as well as what was intended to be placed for investment.<\/p>\n\n\n\n

It is permissible by agreement for the bank to take a fee for in-kind deposits. As for cash deposits, they fall under one of two types: either current accounts or investment accounts.<\/p>\n\n\n\n

Current accounts are funds that customers deposit not for the purpose of investment and obtaining profits, but rather for safekeeping and ease of dealing with them through checks and others. These deposits are classified as a loan.<\/p>\n\n\n\n

As for investment accounts, they are funds that their owners participate with the bank in an investment work to participate in the profit if it is achieved and bear the loss if it occurs. These deposits are classified as a Mudarabah company, and therefore take the provisions mentioned for this company.<\/p>\n\n\n\n

Keywords:<\/strong>–<\/em><\/strong> Bank deposits -Current accounts -Investment accounts <\/strong>\u2013<\/em><\/strong>Mudarabah<\/strong><\/p>\n\n\n\n

\u0627\u0639\u062f\u0627\u062f : <\/strong><\/p>\n\n\n\n

\u0645\u0647\u0646\u062f \u0623\u062d\u0645\u062f \u0625\u0633\u0645\u0627\u0639\u064a\u0644<\/strong><\/p>\n\n\n\n

Muhanned Ismail<\/p>\n\n\n\n

\u0643\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 -\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062a\u0636\u0627\u0645\u0646 \u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 -\u062f\u0648\u0644\u0629 \u0627\u0644\u0646\u064a\u062c\u0631<\/strong><\/p>\n\n\n\n

 College of Sharia and Islamic Studies –<\/em>Universite Franco-Arabe Attadamoun –<\/em>Niger<\/p>\n\r\n\t\t

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\r\n\t\t\t\t\t\t<\/span><\/span>\r\n\t\t\t\t\t\t

<\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t
<\/i>\u062a\u062d\u0645\u064a\u0644<\/span><\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t
\r\n\t\t\t\t\r\n\t\t\t\t\t\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0648\u0646: <\/strong>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\u0643\u0646 \u0623\u0648\u0644 \u0627\u0644\u0645\u0635\u0648\u062a\u0648\u0646 !<\/small>\r\n\t\t\t\t<\/span>\r\n\r\n\t\t\t\t
\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t
<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>","protected":false},"excerpt":{"rendered":"

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