{"id":3694,"date":"2024-11-29T14:25:36","date_gmt":"2024-11-29T14:25:36","guid":{"rendered":"https:\/\/journal.ziu-university.net\/?p=3694"},"modified":"2024-11-29T14:25:37","modified_gmt":"2024-11-29T14:25:37","slug":"%d8%af%d9%88%d8%b1-%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%a5%d8%b3%d9%84%d8%a7%d9%85%d9%8a-%d9%81%d9%8a-%d8%aa%d8%b9%d8%b2%d9%8a%d8%b2-%d8%a7%d9%84%d8%b4%d9%85%d9%88%d9%84-%d8%a7","status":"publish","type":"post","link":"https:\/\/journal.ziu.edu.sy\/?p=3694","title":{"rendered":"\u062f\u0648\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a “\u062f\u0631\u0627\u0633\u0629 \u062a\u0637\u0628\u064a\u0642\u064a\u0629 \u0639\u0644\u0649 \u0639\u0645\u0644\u0627\u0621 \u0645\u0635\u0631\u0641 \u0627\u0644\u064a\u0642\u064a\u0646”"},"content":{"rendered":"\n

\u0627\u0644\u0645\u0644\u062e\u0635:<\/strong><\/p>\n\n\n\n

     \u062c\u0627\u0621\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0644\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0643\u0623\u062d\u062f \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u062a\u0639\u0632\u064a\u0632 \u0648\u062a\u0648\u0633\u064a\u0639 \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0648\u0630\u0644\u0643 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062c\u0630\u0628 \u0648\u0627\u0633\u062a\u0642\u0637\u0627\u0628 \u0634\u0631\u0627\u0626\u062d \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0645\u0633\u062a\u0648\u064a \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0645\u0639\u064a\u0634\u064a \u0644\u0647\u0645 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u062f\u0648\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0628\u062a\u0643\u0631\u0629 \u0648 \u0645\u062a\u0646\u0648\u0639\u0629 \u0648\u0635\u064a\u063a \u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u062a\u062e\u0636\u0639 \u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0648\u0625\u062d\u062f\u0627\u062b \u062a\u0648\u0627\u0632\u0646 \u0641\u064a \u0627\u0639\u0627\u062f\u0629 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062b\u0631\u0648\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0635\u064a\u063a \u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u062f\u0648\u0627\u062a \u062a\u0645\u0648\u064a\u0644 \u062a\u0643\u0627\u0641\u0644\u064a\u0629 \u0648\u0627\u062d\u062f\u0627\u062b \u062a\u0643\u0627\u0645\u0644 \u0628\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0630\u0648\u064a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u0648\u0627\u0644\u0645\u0647\u0645\u0634\u0629 \u0648\u0647\u0630\u0647 \u0627\u0644\u0627\u062f\u0648\u0627\u062a \u0648\u0627\u0644\u0635\u064a\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629\u060c \u0648\u0644\u0625\u062b\u0631\u0627\u0621 \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0646\u0638\u0631\u064a \u0641\u0642\u062f \u062a\u0645 \u0627\u0644\u062a\u0637\u0631\u0642 \u0644\u0644\u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0648\u0627\u0644\u062a\u0648\u0636\u064a\u062d \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0639\u0646\u0647 \u0648\u0643\u0630\u0644\u0643 \u0633\u0631\u062f \u0645\u0627 \u064a\u0648\u0636\u062d \u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0648\u0627\u0644\u0627\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0645\u0647\u0645\u0629 \u0644\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0623\u0645\u0627 \u0641\u064a \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u064a \u0641\u0642\u062f \u0627\u0639\u062a\u0645\u062f\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0645\u0646\u0647\u062c\u0627 \u062a\u062d\u0644\u064a\u0644\u064a\u0627\u064b \u0644\u0645\u0639\u0631\u0641\u0629 \u062f\u0648\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0623\u062b\u0631 \u0628\u064a\u0646\u0647\u0645\u0627\u060c \u0648\u0630\u0644\u0643 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u062f\u0627\u0629 \u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (\u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0646\u0629) \u0627\u0644\u062a\u064a \u0648\u0632\u0639\u062a \u0639\u0644\u0649 \u0639\u064a\u0646\u0629 \u0645\u0646 \u0645\u062a\u0639\u0627\u0645\u0644\u064a \u0645\u0635\u0631\u0641 \u0627\u0644\u064a\u0642\u064a\u0646 \u0648\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0627\u062d\u0635\u0627\u0626\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062f\u0644\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u062a\u062d\u0644\u064a\u0644 \u0625\u062c\u0627\u0628\u0627\u062a\u0647\u0645 \u0648\u0627\u062e\u062a\u0628\u0627\u0631 \u0627\u0644\u0641\u0631\u0636\u064a\u0627\u062a \u0628\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a SPSS)).<\/p>\n\n\n\n

   \u0648\u0642\u062f \u062e\u0644\u0635\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0625\u0644\u0649 \u0646\u062a\u0627\u0626\u062c \u0639\u062f\u0629 \u0644\u0639\u0644 \u0623\u0628\u0631\u0632\u0647\u0627 \u0623\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u064a\u0639\u062f \u0645\u0646 \u0627\u0644\u0627\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0625\u064a\u062c\u0627\u062f \u062d\u0644\u0648\u0644 \u0645\u0646 \u0634\u0623\u0646\u0647\u0627 \u0625\u062a\u0627\u062d\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0648\u0645\u062f\u0649 \u062c\u0648\u062f\u062a\u0647\u0627\u060c \u0648\u0623\u0646\u0647 \u064a\u0648\u062c\u062f \u062f\u0648\u0631 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0639\u0644\u0649 \u0639\u0645\u0644\u0627\u0621 \u0645\u0635\u0631\u0641 \u0627\u0644\u064a\u0642\u064a\u0646 \u0645\u062d\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u0629.<\/p>\n\n\n\n

\u0627\u0644\u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u062a\u0627\u062d\u064a\u0629: (\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0645\u0635\u0631\u0641 \u0627\u0644\u064a\u0642\u064a\u0646).<\/strong><\/p>\n\n\n\n

Abstract<\/strong><\/p>\n\n\n\n

           The study came to identify the Islamic finance system as one of the possible channels through which it is possible to strengthen and expand the base of financial inclusion\u060c by attracting and attracting different segments of society with different financial and living levels\u060c by employing innovative and diverse financial instruments and financing methods subject to the rules and provisions of Islamic law\u060c and The balance of wealth distribution among financial instruments and financing methods\u060c To enrich the theoretical framework\u060c the basic concepts of Islamic finance were addressed and clarification in general about it\u060c as well as a narration that explains the general concepts and important methods of financial inclusion. As for the analytical framework\u060c the study adopted an analytical approach to know the role of Islamic finance in promoting financial inclusion and analyze the impact between them\u060c using the data collection tool (The questionnaire) was distributed to a sample of Yaqeen Bank customers\u060c relying on appropriate statistical and inferential methods to analyze their answers and test hypotheses.<\/p>\n\n\n\n

   The study was summarized into several results\u060c perhaps the most prominent of which is that Islamic finance is considered one of the appropriate mechanisms for finding solutions that would make financial services and products available and facilitate access to them and their use and the extent of their quality\u060c and that there is a role for Islamic finance in enhancing financial inclusion for the customers of the Al-Yaqeen Bank under study.<\/p>\n\n\n\n

Keywords: (Islamic finance\u060c Financial inclusion\u060c al-yaqeen bank).<\/strong><\/p>\n\n\n\n

\u0627\u0639\u062f\u0627\u062f : <\/strong><\/p>\n\n\n\n

\u0623. \u0631\u0645\u0636\u0627\u0646 \u0639\u0628\u062f \u0627\u0644\u0648\u0647\u0627\u0628 \u0623\u0628\u0648\u0633\u0646\u064a\u0646\u0629<\/strong>
Ramadan Abdel wahab Abusneina<\/strong>
\u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0627\u0644\u0644\u064a\u0628\u064a\u0629-\u0645\u0635\u0631\u0627\u062a\u0629<\/strong><\/td>		\u062f. \u0645\u062d\u0645\u062f \u0639\u0642\u064a\u0644 \u0632\u0627\u0626\u062f<\/strong>
Mohamed Agil Zeid\u00a0<\/strong>
\u0643\u0644\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629-\u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0623\u0633\u0645\u0631\u064a\u0629<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\r\n\t\t
\r\n\t\t\t
\r\n\t\t\t\t
\r\n\t\t\t\t\t
\r\n\t\t\t\t\t\t<\/span><\/span>\r\n\t\t\t\t\t\t

<\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t
<\/i>\u062a\u062d\u0645\u064a\u0644<\/span><\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t
\r\n\t\t\t\t\r\n\t\t\t\t\t\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0648\u0646: <\/strong>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\u0643\u0646 \u0623\u0648\u0644 \u0627\u0644\u0645\u0635\u0648\u062a\u0648\u0646 !<\/small>\r\n\t\t\t\t<\/span>\r\n\r\n\t\t\t\t
\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t
<\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>","protected":false},"excerpt":{"rendered":"

\u0627\u0644\u0645\u0644\u062e\u0635:      \u062c\u0627\u0621\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0644\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0643\u0623\u062d\u062f \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u062a\u0639\u0632\u064a\u0632 \u0648\u062a\u0648\u0633\u064a\u0639 \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0648\u0630\u0644\u0643 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062c\u0630\u0628 \u0648\u0627\u0633\u062a\u0642\u0637\u0627\u0628 \u0634\u0631\u0627\u0626\u062d \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0645\u0633\u062a\u0648\u064a \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0645\u0639\u064a\u0634\u064a \u0644\u0647\u0645 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u062f\u0648\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0628\u062a\u0643\u0631\u0629 \u0648 \u0645\u062a\u0646\u0648\u0639\u0629 \u0648\u0635\u064a\u063a \u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u062a\u062e\u0636\u0639 \u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0648\u0625\u062d\u062f\u0627\u062b \u062a\u0648\u0627\u0632\u0646 \u0641\u064a \u0627\u0639\u0627\u062f\u0629 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062b\u0631\u0648\u0629 \u0645\u0646 …<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[129],"tags":[],"class_list":["post-3694","post","type-post","status-publish","format-standard","","category-129"],"_links":{"self":[{"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=\/wp\/v2\/posts\/3694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3694"}],"version-history":[{"count":1,"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=\/wp\/v2\/posts\/3694\/revisions"}],"predecessor-version":[{"id":3695,"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=\/wp\/v2\/posts\/3694\/revisions\/3695"}],"wp:attachment":[{"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/journal.ziu.edu.sy\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}